Auto Insurance

Heartland Financial Services, Inc.

South Dakota requires mandatory auto insurance and with Heartland Financial Services Inc we work with many different insurance companies that strive to give you the best possible price for your auto insurance.

  • Auto Insurance (Both personal and Commercial Auto)
  • Motorcycle Insurance
  • Recreational Vehicle Insurance
  • Campers
  • Farm Vehicle Insurance
  • Heartland Financial Service, Inc. Policies will Provide:

Personal Injury Protection: Personal injury protection (PIP) is an extension of car insurance available in some U.S. states that covers medical expenses and, in some cases, lost wages and other damages. PIP is sometimes referred to as “no-fault” coverage, because the statutes enacting it are generally known as no-fault laws, and PIP is designed to be paid without regard to “fault,” or more properly, legal liability.

Bodily Injury Liability: Protects you when you are found legally responsible for a car accident, bodily injury liability coverage is the part of your insurance policy that pays for the costs associated with injuries to the other person or people involved

Property Damage Liability: Property damage liability insurance covers the cost of damages to someone else’s property after an accident you cause. Most commonly, your property damage will pay out when you are at fault for an accident that causes damage to someone else’s car. However, property damage will cover other property types as well

Medical Payment: Pays for reasonable medical expenses or certain other expenses resulting from an auto accident for you, your family and your passengers

Additional coverage options

  • Collision Coverage
  • Liability Coverage
  • Comprehensive Coverage
  • Roadside Assistance
  • Uninsured Motorists
  • Underinsured Motorists
  • Rental and more
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